Affirm Monthly Financing
We’ve partnered with Affirm, so you can find a monthly payment plan that works for you.
What Is Affirm?
An alternative to traditional credit cards, Affirm allows you to pay for most items on LMFJ.com through flexible financing over a period of time. The short application process requires providing some personal information—either through the pre-qualify link below or at checkout. In most instances, you’ll receive an immediate decision on your eligibility to purchase the jewelry or watch of your dreams with payments over 3, 6, 12, 18 or 24 months.
*Affirm only conducts a soft credit check, which won’t affect your credit score, and keeps all sensitive information safely encrypted and protected using industry standard security protocols. There are no late or hidden fees, and you will know the exact terms of your loan options—including APR and monthly payment amounts—before you decide on a plan, so you can select the one that works best for you.
How Affirm Works
Step 1
After adding items to your shopping bag, proceed to checkout, enter your shipping address and click “Pay Monthly with Affirm” under Billing & Payment.
Step 2
Enter your billing address and click “Continue to Affirm” to launch the Affirm pop-up experience.
Step 3
Complete the Affirm application with your name, phone number, email address, date of birth, and the last four digits of your Social Security number.
Once you’re approved and checkout is complete, we will process and ship your order within our standard processing times.
Frequently Asked Questions
Can I use Affirm financing In-Store at Lee Michaels Fine Jewelry?
No, Affirm financing is not offered in store, however Wells Fargo financing is. Visit your local Lee Michaels Fine Jewelry for details, or click here
What happens if I return my order?
For most orders, Affirm will not charge you as long as your order is returned within 30 days of the date your order was placed. If your return is processed after 30 days, you will be charged for the interest for your loan up until the return. For select items, Affirm may require a down payment when you place your order. In this instance, your credit card will be refunded the down payment if your return is processed within 30 days.
What if my order is cancelled?
If your order is cancelled within 30 days, you will not be charged.
Who should I contact if I’m having technical difficulties with Affirm or have further questions?
Please visit affirm.com/help
*For example, a $750 purchase may cost $66/mo over 12 months at 10% APR. A down payment may be required. Rates from 10-30%. Affirm payment subject to credit check and approval. For purchases under $100, limited payment options are available. Gift cards and engravable designs are excluded from purchases with Affirm. Estimated payment amount excludes taxes and shipping fees. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See www.affirm.com/faqs for details.
